CO-OP is the only credit union ATM processor to offer an integrated system to capture, proof and clear digital check images. With ATM Check Imaging, you can clear checks
in a matter of hours instead of days— saving time and money, improving security and reducing paperwork. It’s this simple:

• Your member places a check into the CO-OP-installed processing module
  and keys in the amount—no deposit slip required. The screen displays the image and asks the customer to validate it. A scanned check image also appears on the receipt.
• After the deposit is complete, the ATM sends the check image to a server
  where it’s consolidated into a batch that is sent directly to your item processor. The paper check remains in the ATM for pickup and archiving.
• Each day, you review and balance the images and change any items that
  need adjusting. The images are then settled with the Federal Reserve or local clearinghouse.

By taking advantage of ATM Check Imaging, you can make daily ATM visits a thing of
the past. Plus, you'll reduce teller activity and staffing costs by moving members’ check deposits from the teller’s counter to the ATM.